How to Finance a Maid Right Franchise: Costs and SBA Fit
By Marc Cornella
A Maid Right franchise loan typically funds a service business rather than a storefront: a franchise fee, a vehicle, cleaning equipment and supplies, technology, launch marketing and several months of operating funds while the customer base grows. Because the franchise fee is the largest single line item, lenders look closely at how the owner will cover the ramp-up period.
US Professional Funding is not affiliated with, sponsored by or endorsed by Maid Right; the name is used only to describe the business. Figures from the franchisor’s website and disclosure document can change, loan programs and terms vary by lender and borrower, and every loan is subject to lender review and approval. Nothing here is legal, tax or investment advice, and buyers should review the current Franchise Disclosure Document (FDD) and franchise agreement with a qualified franchise attorney and accountant.
Maid Right Franchise Loan at a Glance
- Initial franchise fee: $65,000, according to the franchisor’s investment page.
- Royalty: 6%.
- Marketing fee: 2%.
- Contact center fee: 2%.
- Estimated initial investment: $147,100 to $218,500, including additional funds for 6 months.
- Net worth requirement: a minimum of $150,000, plus liquid capital the franchisor asks candidates to hold outside the initial investment.
- Franchisor financing: the franchisor says it does not provide internal funding.
- History: Maid Right says it has partnered with franchisees since 2003.
- SBA Franchise Directory: listed under code S3568, with no additional directory note.
What Is Maid Right?
Maid Right is a residential cleaning franchise that has worked with franchise owners since 2003, according to the company. Owners operate within a protected territory and build a local team that cleans customers’ homes.
The business model. A Maid Right owner’s job is to market the business, hire and lead cleaning teams, manage scheduling and quality, and grow a base of customers. The franchisor also charges a contact center fee, and owners should ask how the contact center handles customer calls and bookings for their territory.
Ownership flexibility. The franchisor’s investment table includes a line for a designated manager’s salary, which signals that owners can staff the business with a manager rather than run every day themselves. The franchisor also emphasizes a flexible schedule for owners.
Training and support. Maid Right says its training covers running the business, daily operations and leading a team, with ongoing coaching. Owners also get access to marketing strategies and technology through the franchisor’s network.
Why lenders view the brand the way they do. A residential cleaning franchise has low fixed assets and no storefront, so there is little hard collateral. Lenders focus on the owner’s liquidity, credit, management ability and a realistic plan for hiring and customer growth.
Maid Right Franchise Costs
Initial franchise fee. The franchise fee is $65,000, which accounts for a large share of the total investment. Item 5 of the current FDD explains when it is due and whether any part is refundable.
Real estate. The franchisor estimates up to $3,000 for real estate and/or leasehold improvements, so the business does not require a retail location.
Vehicle, equipment and supplies. The investment table includes a vehicle and equipment and supplies such as cleaning tools and products.
Opening costs and working capital. Insurance, licenses and bonds, signage, training expenses, grand opening and launch marketing, and professional fees all come before the first booking. The table also includes additional funds for 6 months to cover payroll and expenses while revenue builds.
Total investment. The franchisor’s estimated initial investment is $147,100 to $218,500. Its line items are:
- Franchise fee: $65,000
- Vehicle: $1,500 to $5,000
- Real estate and/or leasehold improvements: up to $3,000
- Equipment and supplies: $3,500 to $7,000
- Insurance: $2,000 to $5,000
- Signage: $3,000 to $4,000
- Technology fee: $5,000
- Grand opening: $2,500 to $5,000
- Training expenses: $3,000 to $5,000
- Licenses and bonds: $100 to $1,500
- Professional fees: $1,500 to $3,000
- Designated manager salary: up to $30,000
- Marketing: $10,000 to $20,000
- Additional funds (6 months): $50,000 to $60,000
The high end of the range includes the designated manager’s salary, so owners who plan to run the business themselves may land closer to the low end. Confirm every figure against Item 7 of the current FDD.
Ongoing Fees and How They Affect Your Loan
Royalty, marketing and contact center fees. The franchisor lists a 6% royalty, a 2% marketing fee and a 2% contact center fee. Item 6 of the FDD shows how each is calculated, when it is paid and whether minimums apply, along with any technology, transfer or renewal fees.
How lenders factor these costs in. In a cleaning business, labor is the largest expense, and the franchise fees come off the top before payroll, supplies, insurance and loan payments. Lenders build all three fees into projected cash flow and test whether the business can still service a Maid Right franchise loan if customer growth is slower than planned. A realistic hiring plan matters as much as the sales forecast.
Franchisor Requirements for New Owners
- Net worth: a minimum of $150,000.
- Liquid capital: the franchisor asks for liquid capital that is not part of the initial investment; confirm the current minimum with the franchisor and the FDD.
- Personal qualities: Maid Right says it looks for resilience, leadership and strategic thinking.
- Territory: candidates choose from available protected territories.
The approval process. Candidates submit an inquiry, review the FDD, speak with the franchise development team and existing owners, choose a territory and, if approved, sign the franchise agreement and complete training.
Ways to Own a Maid Right
Opening a new territory. Most new owners start a territory from scratch. Lenders underwrite on the owner’s background and projections, and the franchisor’s 6 months of additional funds is a useful guide to how much runway the loan and reserves should provide. Our page on franchise start-up financing explains how these loans are structured.
Buying an existing business. Established Maid Right businesses sometimes change hands. A resale comes with recurring customers, trained staff and financial history, which gives lenders more to underwrite. The franchisor’s transfer approval and the remaining franchise term are key. See our guide to buying a franchise resale and our page on cleaning business acquisition financing.
Adding territories. Owners who grow quickly may add neighboring territories, usually financed on the strength of the first territory’s results.
Financing Options for a Maid Right Franchise
SBA 7(a) loans. Because Maid Right is on the SBA Franchise Directory, the SBA 7(a) loan program is a natural fit for start-up costs that are mostly intangible, such as the franchise fee, marketing and working capital. A single 7(a) loan can cover the franchise fee, vehicle, equipment, launch costs and working capital.
SBA 504 loans. The 504 program finances owner-occupied real estate and long-lived fixed assets. A Maid Right business does not require a commercial property, so 504 financing usually does not apply.
Conventional term loans. Owners with strong liquidity or an existing business may qualify for a conventional business loan, especially when adding a territory or buying an established business.
Equipment and vehicle financing. A vehicle and cleaning equipment can sometimes be financed separately. Learn more about franchise equipment financing and leasing.
Working capital and lines of credit. Cleaning businesses pay staff weekly or biweekly while customer revenue builds, and hiring ahead of demand takes cash. A line of credit can smooth payroll timing. Explore cleaning business working capital options.
Seller financing on resales. A seller may carry part of the price. Any seller note would need to fit the senior lender’s structure and is typically subordinate to the main loan, and SBA rules may limit how it counts toward the buyer’s equity.
SBA Loans for Maid Right Franchisees
SBA lenders use the SBA Franchise Directory to confirm that a brand’s franchise agreement has been reviewed for SBA eligibility. A listing does not approve any borrower; it clears the franchise relationship so lenders can move straight to underwriting the buyer and the business plan.
The directory listing. Maid Right is listed under code S3568, and the listing carries no additional note or condition. In plain English, a lender can generally proceed with a standard SBA review of the borrower without extra franchise-specific paperwork tied to the listing.
Program limits. The SBA 7(a) program maximum is currently $5 million, though program rules can change.
Application tips. Prepare a budget that follows the franchisor’s Item 7 categories, a personal financial statement, tax returns, a resume highlighting management or sales experience, and monthly projections with a hiring plan. Our SBA loan calculator gives rough planning estimates, not an offer or approval.
How Lenders Evaluate a Maid Right Deal
Personal credit and financial history. Lenders review credit, tax returns and a personal financial statement, and owners typically sign a personal guarantee.
Net worth and liquidity. With little hard collateral, lenders look for reserves after closing. Our article on how much franchise you can afford walks through the math.
Management experience. Experience hiring, leading teams, sales or customer service strengthens a request, since staffing drives the business.
Business plan and projections. Projections should show customer acquisition, recurring versus one-time cleanings, staffing levels, wages, the three franchise fees and the 6-month ramp the franchisor budgets for.
The FDD and franchise agreement. Lenders review Items 5, 6, 7, 12 and 17, and the franchisor’s website points readers to Item 19 for financial performance information. Our article on how lenders read a Franchise Disclosure Document explains what they look for.
Historical financials for resales. Expect to provide several years of profit and loss statements, customer and revenue reports and tax returns.
Staffing, Equipment and the Contact Center
The largest operating challenge in residential cleaning is hiring and keeping reliable cleaners. Lenders like plans that show recruiting methods, pay rates, scheduling and quality control. Equipment needs are modest, with a vehicle and cleaning equipment as the main items, so collateral is limited and the loan rests mostly on cash flow. The contact center fee is a fixed share of revenue, so include it in every projection.
Multi-Unit Growth
Owners who build a strong team can add territories. Lenders underwrite a second territory on the first territory’s results and the owner’s remaining liquidity, and some owners use a manager to run day-to-day operations as they grow.
Real-World Scenarios
A first-time owner-operator. A former sales manager uses an SBA 7(a) loan for the franchise fee, vehicle, equipment and launch marketing, keeps the 6-month reserve and runs the business personally.
An owner with a designated manager. A professional keeps a full-time job and hires a manager. The budget includes the manager’s salary, and the lender asks for extra reserves.
A resale buyer. A buyer acquires an established Maid Right business with recurring customers. The lender reviews revenue history and staffing, and accepts a subordinate seller note.
Common Mistakes to Avoid
- Underestimating working capital for payroll during the ramp-up
- Leaving the contact center fee out of projections
- Planning a manager-run model without budgeting the salary
- Assuming equipment will serve as meaningful collateral
- Skipping a detailed hiring and retention plan
For more pitfalls, read the loan mistakes cleaning and restoration owners should avoid.
Next Steps to Finance Your Maid Right Franchise
Step 1: Confirm you meet the requirements. Verify the net worth and liquid capital minimums and choose an available territory.
Step 2: Review the FDD with advisors. Study Items 5, 6, 7, 12, 17 and 19 with a franchise attorney and accountant.
Step 3: Talk with a financing specialist early. Learn how much you can borrow and how much equity you need.
Step 4: Build your budget and projections. Match the budget to the Item 7 categories and include a hiring plan.
Step 5: Apply and close. Submit your loan package and coordinate closing with training and launch.
Maid Right Franchise Loan FAQs
How much does a Maid Right franchise cost?
The franchisor estimates a total initial investment of $147,100 to $218,500, including 6 months of additional funds.
What is the Maid Right franchise fee?
The initial franchise fee is $65,000.
What royalty and fees does Maid Right charge?
The franchisor lists a 6% royalty, a 2% marketing fee and a 2% contact center fee.
What net worth do I need?
Maid Right asks for a minimum net worth of $150,000, plus liquid capital that is not counted in the initial investment.
Is Maid Right on the SBA Franchise Directory?
Yes. It is listed under code S3568 with no additional note.
Does Maid Right offer financing?
The franchisor says it does not provide internal funding. Check Item 10 of the current FDD for details.
Can I finance the vehicle separately?
Often, yes. A vehicle and equipment can be financed with an equipment loan or lease, or included in an SBA 7(a) loan.
Can a first-time business owner get a Maid Right franchise loan?
Yes, if the franchisor approves the candidate and the lender is comfortable with credit, liquidity and management experience.
Can I buy an existing Maid Right business?
Yes, when one is for sale and the franchisor approves the transfer.
How long is the franchise term?
Item 17 of the current FDD sets the term, renewal and transfer conditions.
Final Thoughts
A Maid Right business is light on equipment and heavy on people, so financing should focus on the franchise fee, launch marketing and enough working capital to carry payroll while customers come on board. Buyers who build a realistic hiring plan and keep healthy reserves present the strongest Maid Right franchise loan request.
US Professional Funding helps franchise owners and buyers finance start-ups, acquisitions, equipment and working capital. Learn more about our franchise financing options and cleaning and restoration business financing.
