Smarter Conventional Bank Financing
Superior Conventional Term Loans
Our Conventional term loans are the most common type of small business loan products we offer. They provide short-term, intermediate and long-term funding for businesses.
We understand that each loan application is unique, and we offer customized rates and terms based on the credit risk of each business owner. Our Conventional loans feature fixed interest rates, which are determined upon initial submission of your application and are finalized upon approval, typically based on the overall risk. Payment schedules are usually monthly and can be adjusted to meet your requirements. Additionally, we provide customized graduated step plans and interest-only payment structures for start-up, transitional, or construction financing.
This program is an ideal solution for many of the following scenarios:
- Business & Real Estate Acquisition
- Business & Construction Expansion
- Business Relocation
- Refinancing & Debt Consolidation
- Leasehold Expansion & Improvements
- New Business Start-Up
- Working Capital & Lines of Credit
- Equipment Financing & Leasing
Benefits and Program Highlights:
- Available nationwide in all 50 states
- Minimum credit scores starting at 650
- 24-hour pre-approval
- Up to 25-year fixed rate terms
- Low fixed and variable interest rates starting at prime
- No prepayment penalties with selected plans
- No upfront fees or points with selected plans
- Minimal financial information required
- Fixed, customized and unique start-up monthly payment options
- Low down payments and up to 100% financing available
- Loan amounts up to $75,000,000
Our conventional term loans offer financing solutions for a wide range of industries, from short-term to long-term needs. Whether you’re starting a new business, expanding an existing one, refinancing your current business debt, or simply in need of working capital, our conventional loan programs are designed to meet your specific needs.