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US Professional Funding

US Professional Funding

The Leader in Smarter Business Financing

  • Industries
        • Business & Real Estate Loans

          $100,000 – $75,000,000

        • Accounting & Tax Firms
        • Agriculture & Poultry Farms
        • Auto Dealerships
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  • Loans
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Resource Center

Blog & News

Refinance your High Variable Rate Debt Now! | US Medical Funding

Refinance your High Variable Rate Debt Now!

Get Pre-Qualified Before Signing on the Dotted Line! | US Medical Funding

Get Pre-Qualified Before Signing on the Dotted Line!

Give Your Business The Home It Deserves | US Medical Funding

Give Your Business The Home It Deserves

View All Posts

Recent Transactions

Manufacturing Start-Up

Nevada

Manufacturing Business Start-Up Loan
2.2M Prime + 2.75% 25yr term
Trucking & Logistics Expansion Loan

Illinois

SBA 7a Variable Rate Expansion Loan
500k Prime + 2.75% 10yr term
Craft Brewery Acquisition

South Carolina

Craft Brewery Acquisition SBA 7a Loan
825k Prime + 2.5% 10yr term
Manufacturing Business Refinance

California

Conventional Manufacturing Business Loan Refinance
3.35M 6.99% Fixed 10yr term
Hotel Acquisition

Florida

Variable SBA 7a Hotel Acquisition Loan
5M Prime + 1.5% 25yr term
Fitness Center Acquisition

Texas

SBA 7a Variable Acquisition Loan
2.175M Prime + 2.5% 10yr term
View More Transactions

Our Testimonials

As a busy entrepreneur running multiple businesses, I rarely have time to write reviews. However, after experiencing Marc Cornella's exceptional work at US Professional Funding, I must take the time to recognize his solid, ethical, and competent work. I had approached around 12 different lenders in hopes of meeting my company's expansion goals, but 11 of them offered extremely high rates, usurious terms, or false promises. In contrast, Marc promised a response within 48 hours but surprised me with an offer in just 24 hours. He guaranteed a specific rate and extended terms, and the loan documents delivered matched his promise exactly. My partners and I were worried about the lengthy loan closing process, but Marc alleviated our concerns by promising completion in three weeks and delivering in just two. In the end, we secured financing with incredibly competitive rates and repayment terms that increased our company's cash flow, all within the shortened period he promised. It's rare to find such an ethical and knowledgeable lender who delivers what they promise, especially one with the best rates and terms in the industry. Marc Cornella and US Professional Funding, along with their partners, delivered on time, as promised, and for a fee that I would have happily doubled. Without reservations, I highly recommend Marc and his company and extend my sincere gratitude for providing the financing that took our business to the next level.

D. Cartago

US Professional Funding proved to be the most knowledgeable and professional company I consulted while seeking financing for my business start-up. Their customer-oriented approach and responsiveness to my questions left a strong impression on me. I was particularly impressed by their flexible programs and their ability to create a program customized to my specific business needs. They exceeded all deadlines and went above and beyond my expectations. Thanks to the exceptional loan program secured by the entire USPF team, I was able to realize my dream of opening a fitness center. I strongly recommend their services to anyone seeking financing for their business.

T. Cooper

USPF and Marc Cornella's professional persistence have exceeded my expectations, delivering an immediate 11% increase in cash flow and a savings of $170,000 in overall financing costs. I was initially skeptical, but USPF made the entire refinancing process simple and straightforward. Without USPF, I would not have realized such tremendous savings and cash flow benefits. I've worked with other finance companies before, but none can compete with USPF's quality and cost. I highly recommend their services. Thank you again, Marc, for your polite persistence.

S. Harden, DVM

View All

Our FAQs

  • What are current commercial business loan interest rates?

    As of 2026, rates typically range from 4.99%–9.5% for well-qualified SBA and bank loans. Alternative business loans and merchant cash advances can range from 10%–36%+ APR. Rates depend on your credit, revenue, industry, and loan type.
  • Can I get a business loan with bad credit?

    Yes. While strong credit helps you get better rates, we work with many businesses that have imperfect credit. Alternative financing options are available, though they usually come with higher rates and shorter terms.
  • How do commercial loans differ from personal loans?

    Commercial loans are based mainly on your business’s financial performance (revenue, cash flow, years in operation), while personal loans focus on your individual credit and income. Commercial loans usually allow much larger amounts and have different tax treatment.
  • Is a personal guarantee required on business loans?

    Yes, in almost all cases. Business owners with 20% or more ownership are typically required to personally guarantee the loan. This means you are personally responsible if the business cannot repay.
  • Do I need collateral for a commercial business loan?

    It depends on the loan type. Equipment financing and many term loans are secured by collateral. Lines of credit and some working capital loans may be unsecured. Secured loans generally offer better rates and higher approval chances.
  • What documents are required to apply for a commercial loan?

    Common documents include: 2–3 years of business tax returns Bank statements (last 3–12 months) Profit & loss statements Business plan (for larger loans) Personal financial statement and tax returns
View All FAQs

Selling Your Business

Pre-Qualify Your Business Before Listing It

At USPF, we have frequent interactions with prospective business buyers. If you’re contemplating selling your business, we have a network of qualified professionals who are committed to providing a fair offer. With our pre-qualification process, you can save money on expensive business appraisal fees. In the end, the financing offered by lenders often plays a key role in determining the actual value of a business. In short, by working with USPF to sell your business, you can save time, get a fair price, and enjoy the guidance and support of a trusted financing partner.

Here are some of the benefits of working with USPF to sell your business:

  • Save time and streamline the process: By allowing USPF to pre-qualify your business for financing, you can avoid lengthy appraisal processes and get a better idea of the true value of your business
  • Get a fair price for your business: Our database of professionals, have the experience and resources to offer a fair price for your business, ensuring that you get the best value for your hard work
  • Trustworthy guidance: USPF serves as the buyer’s personal financing consultant and provides transparent guidance throughout the entire buying process, which in turn can assist you in selling your business
  • Access to financing: Collaborating with USPF provides buyers access to financing options, speeding up the sale process

A Smarter Way To Sell Your Business

Save Valuable Time & Money by Pre-Qualifying Your Business

Selling your business can be an excellent option if you are ready to retire, tired of being a business owner, or simply looking to move on. To ensure a smooth sale, pre-qualifying the financing arrangement is crucial from a lending perspective. Here are some of the benefits you can expect by taking this step:

  • Determine a fair market value for your business that takes into account factors such as its assets, revenue, and growth potential
  • Assess the financing options available to potential buyers and evaluate how much of the purchase price they could realistically obtain from a lender
  • Determine whether you are willing or able to provide financing to the buyer (known as a carry-back) and, if so, how much and under what terms
  • Consult with a tax professional to determine the tax implications of different financing scenarios, including any benefits or drawbacks to carrying a portion of the financing
  • Evaluate whether the cash flow generated by the business can support the debt payments associated with the purchase price
  • Determine the amount of down payment the buyer will need to contribute in order to secure financing and purchase the business

Contact A Financing Specialist Today

Smarter Advisory & Consulting Services

Along with our superior financing solutions, we provide advisory and consulting services that can set you apart from competitors and enhance your business. Our services include:

  • Start-up Consulting
  • Lease Negotiation
  • Acquisition & Merger Negotiation
  • Associate Buy-In Planning & Strategy
  • Programs for Structuring Your Business for Sale
  • Transition Planning & Strategy
  • Exit Planning & Strategy
  • Profitability/Growth Planning & Marketing

Take Your Business To The Next Level

Complete Our Simple Form Today!

Apply Now

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Get In Touch

  • (800) 683-0608
  • (973) 726-8883
  • [email protected]
  • 885 Tahoe Blvd,
    Incline Village, NV 89451

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