Smarter Business Loans for Your Specialty
Conventional Business Loans
Our conventional term loans cater to various industries and can be tailored to fit your specific needs, whether you require short-term or long-term financing. Whether you’re starting a new business, expanding an existing one, refinancing existing debt, or require working capital, our conventional loan programs can provide the financing solutions you need.
Conventional Real Estate Loans
Acquiring commercial real estate can be a daunting task. However, with our smarter and more flexible financing options, we can help you achieve your specific goals. Whether you aim to purchase the building you currently lease, relocate your business, expand, or refinance your existing mortgage, our financing programs are designed to meet your unique commercial real estate needs.
Commercial Investment Property Loans
Our commercial investment real estate lending programs are designed to meet the diverse needs of businesses, whether it’s to purchase a new property, renovate an existing one, or refinance an existing mortgage. We offer tailored lending programs directly or through wholesale channels, providing businesses with intelligent financing options to achieve their unique investment objectives.
SBA 7a Business & Real Estate Loans
Our SBA 7a loan program is a practical and flexible financing option for businesses with varying loan requirements. The recent permanent increase in maximum loan exposure to $5 million from $2 million has made it more attractive for businesses seeking larger loan amounts. It also offers longer loan terms and lower down payment requirements, making it a more affordable option for businesses.
SBA 504 Business & Real Estate Loans
For certain projects, our SBA 504 Our SBA 504 loan product is a highly competitive financing solution for specific projects that require long-term, fixed-rate financing. Thanks to the Jobs Act, the program has undergone significant positive changes that have made it even more attractive to businesses. These changes include higher maximum loan sizes and a reduction in fees for smaller loans. With our SBA 504 loan program, businesses can enjoy low interest rates and favorable repayment terms.
Working Capital Solutions
Cash flow problems are not uncommon, even for small business owners. USPF can offer hassle-free loans up to $1,000,000 with a simple application process and no need for personal collateral, when your financial needs exceed your reserves.