Washington Marina Financing
Washington Marina Loans | SBA & Conventional Financing
Washington is one of the country’s most active boating states, centered on Puget Sound. Seattle, Tacoma, Everett, Bellingham, Anacortes, and Gig Harbor are home to many marinas with covered and open moorage, while the San Juan Islands draw cruising boaters. Lake Washington and Lake Union serve Seattle-area boaters, and Lake Chelan and the Columbia River serve eastern Washington. Many facilities combine moorage with dry storage and boatyard services. Washington Marina Financing should reflect those settings.
Washington Marina Financing
Each financing category below is applied to Washington marinas.
- Acquisition financing for purchasing an established marina
- Start-up financing for developing a new marina or boat storage facility
- Real estate and facility expansion financing for slips, docks, storage areas, and waterfront facilities
- Debt refinancing and consolidation for existing business obligations
- Working capital and lines of credit for staffing, maintenance, and operating expenses
- Equipment financing and leasing for docks, boat lifts, storage racks, and marina systems
- Merchant cash advance financing for established marinas with short-term cash needs
Acquiring a Washington Marina
A Puget Sound marina may include covered moorage, open slips, a fuel dock, and a boatyard, while a Lake Chelan facility serves summer boaters. A buyer should review float and piling condition, covered-moorage roofs, electrical systems, and lifting equipment. Acquisition financing can support the purchase and early improvements.
Developing a Marina or Dry Storage Facility in Washington
Developing a dry storage or boatyard facility near Puget Sound requires budgeting for storage buildings, high-capacity forklifts or travel lifts, a service shop, and customer facilities, often on costly land. Start-up financing can be phased around construction so the owner can open with the right capacity.
Real Estate & Facility Expansion for Washington Marinas
Real estate and facility expansion financing can help a Washington marina replace aging floats, add covered moorage, build or expand dry-stack storage, or improve restrooms, showers, and customer facilities. Projects are often planned for drier months when construction is easier. Some also add guest moorage for visiting boaters.
Refinancing Marina Debt in Washington
Washington marina owners who financed float replacements, covered moorage, and equipment separately may be carrying several obligations. Refinancing them into one structure simplifies monthly planning and gives the owner a clearer view of the business before the next major project. Fewer lenders also means less paperwork.
Working Capital and Lines of Credit for Washington Marinas
Staffing, utilities, float and roof maintenance, and fuel inventory are ongoing costs for Washington marinas. A line of credit helps cover those expenses and smooth slower months, where a marina experiences them. Working capital can also fund boatyard parts, marketing, and reservation and billing software.
Washington Marina Equipment Financing and Leasing
Equipment financing and leasing can help Washington marinas purchase travel lifts, forklifts for dry-stack storage, floating docks, gangways, fuel dispensers, pump-out stations, and marina management software. Salt water and wet winters can be hard on floats and equipment, so planned replacements help keep facilities safe and usable.
Merchant Cash Advance for Established Washington Marinas
An established Washington marina with steady revenue might use a merchant cash advance for a short-term need, such as repairing a covered-moorage roof in Anacortes after a winter windstorm. It is repaid from future revenue and generally costs more than conventional financing. USPF can compare it with a line of credit.
Why Washington Marina Owners Choose US Professional Funding
We offer:
- Familiarity with Washington Puget Sound marinas, San Juan Islands facilities, and inland lakes
- SBA and conventional financing options for Washington marina owners
- Experience across acquisition, start-up, real estate, refinancing, working capital, equipment, and merchant cash advance needs
- A transaction-specific evaluation process rather than a one-size-fits-all approach
- More than three decades of commercial financing experience
Your Washington Marina Financing Partner
From Seattle and Tacoma to Bellingham, the San Juan Islands, and Lake Chelan, Washington marinas serve one of the country’s most active boating communities. US Professional Funding helps owners buy marinas, expand facilities, and upgrade equipment with financing that fits.
- Marina Merchant Cash Advance
- Marina Equipment Financing or Leasing
- Marina Working Capital and Lines of Credit
- Marina Debt Refinancing
- Marina Start-Up
- Marina Expansion
- Marina Acquisition