US Professional Funding provides business financing and commercial real estate loans to businesses throughout Ohio. From entrepreneurs purchasing an established company to owners investing in expansion, equipment, property, or working capital, USPF helps qualified borrowers explore financing options based on their specific business and transaction.
Ohio has a broad commercial landscape that includes manufacturing, transportation, logistics, agriculture, construction, professional services, retail, franchises, distribution, and technology. Companies may seek capital to acquire a business, purchase or improve commercial property, add equipment, renovate a facility, increase working capital, refinance qualifying debt, or support another major business investment. Ohio buyers acquiring a Cleveland machine shop, a Columbus distribution business, or a Cincinnati consumer products supplier commonly use an SBA 7(a) loan for the purchase price and working capital. SBA 504 financing with a bank and a Certified Development Company suits plants and owner-occupied buildings, and conventional loans fit established manufacturers.
Business owners across Ohio may have very different financing objectives. Columbus is a center for state government, finance, retail, and logistics, Cleveland and Akron for manufacturing and polymers, Cincinnati for consumer products and corporate headquarters, Dayton for aerospace and defense, and Toledo for glass and automotive production. Ohio’s central location within a day’s drive of a large share of the U.S. population makes it a major distribution hub. Akron, Toledo, and Dayton offer established manufacturing workforces and lower real estate costs than many other Midwest metros.
Commercial real estate financing can be used for qualifying properties throughout Ohio, including office buildings, retail locations, industrial facilities, warehouses, mixed-use properties, multifamily real estate, land, and other commercial properties. Business owners purchasing a facility for their own company may also explore financing for qualifying owner-occupied real estate. Ohio buyers commonly acquire manufacturers, distributors, and contractors across the state’s major metros.
Business acquisitions can involve several expenses beyond the purchase price. Buyers may need capital for equipment, improvements, inventory, working capital, or other costs associated with taking ownership of an established operation. Central Ohio around Columbus has seen strong growth in technology, logistics, and new industrial development.
Ohio companies planning to grow may also seek SBA or conventional financing for additional locations, facility expansions, construction, renovations, equipment upgrades, or increased operating capacity. Businesses with qualifying existing debt may explore refinancing to support their broader financial objectives or restructure existing obligations.
US Professional Funding reviews financing requests individually, taking into consideration the purpose of the financing, business financial information, assets, transaction structure, borrower qualifications, and other relevant circumstances. Ohio lenders typically examine tax returns, financial statements, existing debt, collateral, and the owner’s credit and liquidity.
Whether you are acquiring a company in Columbus, purchasing commercial property in Cleveland, expanding operations in Cincinnati, or financing equipment in Dayton, US Professional Funding works with Ohio businesses seeking SBA and conventional commercial financing.
With more than three decades of financing experience, USPF serves Ohio businesses and borrowers nationwide with financing for acquisitions, commercial real estate, expansion, equipment, working capital, refinancing, construction, and other commercial financing needs.