US Professional Funding helps Minnesota businesses secure financing for acquisitions, commercial real estate, expansion, equipment, and other capital needs. We work with entrepreneurs, established companies, investors, and business owners seeking funding for everything from an acquisition to a major investment in their existing operation.
A company may seek financing to purchase another business, acquire a commercial property, renovate a facility, purchase equipment, increase working capital, refinance existing debt, or fund a construction or expansion project. Minnesota buyers purchasing a Twin Cities distributor, a food manufacturer, or a lake-country resort may use an SBA 7(a) loan to fund the acquisition and working capital. An owner-occupied plant or major equipment purchase can fit SBA 504 financing through a bank and a Certified Development Company, and conventional loans suit established companies preferring tailored terms.
Minnesota’s business community includes companies of many sizes and types, creating a variety of financing needs. Minneapolis and St. Paul are home to many large corporate headquarters in retail, food, finance, and manufacturing, Duluth for its Great Lakes port, and agriculture and food processing are important across southern and western Minnesota.
Commercial real estate financing is available for a range of qualifying property types. Businesses and investors may explore SBA or conventional financing for office buildings, retail properties, industrial facilities, warehouses, mixed-use properties, multifamily real estate, land, and other commercial properties. Owner-occupied businesses may also seek financing to purchase or improve the property used for their operations. Minnesota has relatively high state income taxes, which owners should consider in cash-flow planning.
For an entrepreneur purchasing a Minnesota business, financing may help cover the acquisition while keeping capital available for working capital, equipment, improvements, and other post-acquisition needs. Minnesota acquisitions often involve distributors, food manufacturers, and contractors serving the Twin Cities.
Existing Minnesota businesses can also use financing to support their next stage of development. Capital may be directed toward new equipment, facility upgrades, additional locations, increased capacity, refinancing, or other business investments. Suburban growth around the Twin Cities and Rochester supports demand for commercial space and services.
US Professional Funding takes an individualized approach to each financing request. Minnesota lenders usually review tax returns, financial statements, existing debt, collateral, the owner’s credit and liquidity, and how winter seasonality affects certain businesses.
Whether you are purchasing a business in Minneapolis, acquiring commercial real estate in Saint Paul, expanding in Rochester, or investing in equipment in Duluth, US Professional Funding can help you compare SBA and conventional business financing options throughout Minnesota.
With more than three decades of financing experience, USPF works with businesses throughout Minnesota and nationwide on acquisitions, commercial real estate, expansion, equipment, working capital, refinancing, construction, and other commercial financing needs.