US Professional Funding helps Michigan businesses obtain financing for acquisitions, expansion, commercial property, equipment, and other capital needs. We work with entrepreneurs, established companies, investors, and business owners seeking funding for both everyday requirements and larger long-term investments.
A business may need financing when purchasing another company, moving into a larger facility, upgrading equipment, acquiring real estate, refinancing existing obligations, or increasing available working capital. Michigan buyers acquiring a tier-two automotive supplier, a Grand Rapids furniture maker, or a northern Michigan resort business often use an SBA 7(a) loan for the purchase, equipment, and working capital. SBA 504 financing, which combines a bank with a Certified Development Company, suits plants and owner-occupied buildings, and conventional loans fit established manufacturers wanting bank terms.
Michigan’s diverse economy creates financing needs across many types of businesses. Detroit and southeast Michigan remain the heart of the U.S. automotive industry, Grand Rapids is known for furniture and manufacturing, Lansing for state government, and northern Michigan and the Upper Peninsula for tourism, agriculture, and forestry.
Commercial property purchases are another common reason businesses seek financing. Qualified borrowers may explore funding for office buildings, retail centers, industrial facilities, warehouses, multifamily properties, mixed-use buildings, land, and other commercial real estate throughout Michigan. Financing may also support improvements to an existing property or the purchase of a facility for a company’s own operations.
Purchasing an established business can require careful planning around both the acquisition and the company’s future capital requirements. USPF can help qualified buyers explore financing that addresses the acquisition while taking into account potential working capital, equipment, improvements, and other needs associated with the transition. Michigan buyers commonly acquire automotive and industrial suppliers, contractors, and tourism businesses in the north.
For established Michigan businesses, SBA or conventional financing may provide capital for opening additional locations, increasing production or service capacity, purchasing equipment, renovating facilities, or refinancing qualifying debt. The right financing structure can vary significantly depending on the business, transaction, and intended use of funds. Michigan has a flat state income tax. West Michigan, including Grand Rapids and Holland, has seen strong growth in manufacturing and services.
US Professional Funding reviews each request individually and considers the broader circumstances of the transaction. Michigan lenders generally examine tax returns, financial statements, existing debt, machinery and real estate collateral, the owner’s credit and liquidity, and dependence on automotive production schedules.
Whether you are acquiring a company in Detroit, purchasing an industrial property in Grand Rapids, expanding a business in Lansing, or investing in commercial real estate in Ann Arbor, USPF can help you compare SBA and conventional business financing options throughout Michigan.
With more than three decades of financing experience, US Professional Funding works with Michigan businesses and borrowers nationwide on acquisitions, commercial real estate, expansion, equipment, working capital, refinancing, construction, and other commercial financing needs.