Whether you’re starting from scratch, acquiring an existing laundromat, or upgrading outdated machines, laundromat financing offers the capital you need to move forward. At US Professional Funding, we provide customized SBA and conventional loans tailored specifically for laundromat owners. Since startup and expansion costs often range between $200,000 and $500,000, financing allows you to preserve working capital while scaling with confidence.
Laundromat Financing Made Easy
Flexible Financing Options
We offer several types of financing designed to support your business at every stage:
- SBA 7(a) Loans – Ideal if you’re purchasing a laundromat, replacing equipment, or seeking working capital. These loans feature low down payments, long repayment terms, and competitive rates.
- SBA 504 Loans – If you’re investing in commercial real estate or major renovations, this option offers fixed-rate, long-term financing.
- Conventional Loans & Equipment Financing – For faster access to capital, these loans allow you to upgrade washers, dryers, POS systems, and make leasehold improvements.
As a result, you can focus more on operations and less on upfront expenses.
Why Financing a Laundromat Matters
Although the laundromat industry is stable and often recession-resistant, the upfront costs can be significant. Fortunately, smart financing helps you:
- Maintain cash flow for daily operations
- Avoid tapping into personal credit or savings
- Modernize equipment and improve energy efficiency
- Expand into new locations without overextending
Moreover, lenders tend to view laundromats favorably due to predictable cash flow and consistent customer demand.
Get Expert Support
At US Professional Funding, we specialize in laundromat financing and understand what it takes to build a profitable laundry business. Whether you’re launching your first location or scaling up a multi-store operation, we guide you every step of the way—from prequalification to closing.
Contact us today to explore financing options that align with your growth goals and keep your business spinning forward.