Brewery & Distillery Financing: Don’t Let the Wrong Lender Delay Your Launch
Whether you’re opening a craft brewery, starting a distillery, or expanding production capacity, the lender you choose — and their urgency to close — can make or break your timeline and success.
Does your lender truly understand the beverage alcohol industry — and are they motivated to get your brewery or distillery funded fast?
Brewery and distillery financing requires speed, licensing knowledge, and an understanding of industry-specific challenges. From TTB approvals and equipment installation to working capital and seasonal cash flow, the right lender can streamline your path to profitability — while the wrong one can stall your entire project.
Alcohol Industry Loan Approval Depends on Industry Expertise
Many traditional lenders lack experience with craft breweries or spirits producers. Others may offer rigid loan programs that don’t fit your equipment needs, cash flow cycle, or licensing timelines.
You need a lending partner who understands how breweries and distilleries operate — and only gets paid when your loan closes.
Why Beverage-Focused Lenders Give You an Edge
Craft producers face unique capital requirements and growth models. Your lender should understand:
TTB Licensing, State Permits, and Buildout Timing
From DSP permits to brewing system installation, your lender must structure the loan around your regulatory and operational milestones.
Equipment Financing and Production Ramp-Up
Tanks, stills, and canning lines require capital up front — before sales begin. Your lender should understand delayed revenue cycles and working capital needs.
Flexible Terms for Expansion or Multi-Location Growth
Whether you’re starting from scratch, acquiring a location, or scaling to meet demand, your financing should be built for growth and reinvestment.
Before Choosing a Lender, Ask the Right Questions:
Do you have experience financing breweries or distilleries?
How are you compensated?
Can you issue pre-approvals within 48–72 hours?
Do you understand licensing timelines and regulatory milestones?
Can your loan structure support phased construction, delayed revenue, or seasonal demand?
Work With a Lender Who Knows the Industry
At US Professional Funding, we understand the unique dynamics of beverage alcohol financing — from startup distilleries and local taprooms to large-scale production and multi-location rollouts. We tailor each solution around your operational plan and funding timeline.
If you’re exploring financing for a new or growing brewery or distillery, we’d be happy to talk strategy and structure the right plan for your success.
